Open Positions


Quick Links
Accounting Services Officer Data Analyst - Information Technology (IT) Loan Operations Manager
Member Service Rep II - Durango Branch Mortgage Loan Originator

Accounting Services Officer

 

40 Hours a week 
Mon - Fri 8AM - 5PM
McLeod Office
4221 McLeod
Las Vegas, NV  89121

SUMMARY:

Responsible for Central Operations Department accounting functions as assigned. Will assist and backup the electronic services area of the department as necessary and without compromising internal control procedures.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

•           Administer the accounts payable cycle, which includes vendor payments, employee reimbursements and expense reports.

•           Maintain the fixed assets system, along with corresponding monthly depreciation, as well as annual personal property tax declarations.

  • Maintain prepaid expense sub-ledgers, along with corresponding monthly amortization.
  • Prepare and enter all daily/bi-weekly/monthly recurring settlement journal entries: ATM machine activity, ATM/debit card network activity, Visa credit card activity, serviced real estate loan activity, cash letter deposits, ACH settlements, share draft settlements, shared branch settlements, bi-weekly payrolls, etc.
  • Reconcile all of the Credit Union’s bank accounts daily.

•           Prepare and enter all end-of-month journal entries, with a goal of a three-business-day monthly close: income/expense accruals, GL reclassifications, etc.

•           Reconcile all balance sheet general ledger accounts at least monthly and archive formal reconciliations electronically.

  • Assist the Controller with the Credit Union’s financial reporting, including statistical reports, management reports and regulatory reports.

•           Assist the Controller with other miscellaneous duties as assigned. 

•           Perform as backup for the Electronic Services area when appropriate and within internal control guidelines.

•           Assist the branches with GL-related inquiries: cash balancing, Member fee GL’s, etc.

 

PERFORMANCE STANDARDS:

A comprehensive understanding of Generally Accepted Accounting Principles and a complete knowledge and adherence to internal control standards are critical. This individual must not only be proficiently skilled in the accounting discipline but must also be organized and focused with a commitment to timeliness and accuracy. The Accounting Services Officer must also display good communication skills, both oral and written, in order to effectively communicate with staff and management. Computer proficiency is necessary, in order to properly utilize the various electronic tools necessary to update financial information and prepare corresponding reports. 

QUALIFICATION REQUIREMENTS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE:

Associate’s degree with business emphasis and two years of experience in a financial institution are preferred.

 

*ONLY FULLY COMPLETED APPLICATION WILL BE CONSIDERED*

** "SEE RESUME" ON APPLICATIONS WILL NOT BE CONSIDERED**

SSSCU IS AN EQUAL OPPORTUNITY EMPLOYER 


Data Analyst - Information Technology (IT)

40 Hours 

8:30am-5:30pm

McLeod Office

4221 McLeod Drive. 

Las Vegas, NV 89121

SUMMARY:

The Data Analyst will provide critical data reporting delivery, packaging, and analytic capabilities. This role will analyze complex data structures to generate useful business insights and develop reporting to monitor business critical results. The Data Analyst will support the leadership team with data consultation, data gathering, data delivery, and data analysis. 

ESSENTIAL DUTIES AND RESPONSIBILITIES may include the following.  Other duties may be assigned.

Information Technology Team Member

Investigate data issues in account data from acquisition through presentation in the UI.

Assist in identifying issues that may adversely affect the performance of the Information

Technology department.

Perform unscheduled ad-hoc analysis for business partners and the credit union team.

Answer and document 'help desk' phone calls from credit union employees.

Participate on project teams.

Communicate with business partners to establish data requirements.

Be the official Information Technology representative in a variety of credit union endeavors.

Present final analysis to business partners and/or the credit union team.

Consult within and outside of Information Technology, professionally, to enlighten and educate.

Reporting and Analytics

Create tools or queries to obtain data from central data repository for the purposes of reporting and analysis.

Empower every user with data so they can make sound decision.

Perform ad-hoc analysis for business partners and the credit union team.

Implement analytic directives on data from senior staff and clients and develop written reports as needed.

Run SQL queries to produce counts, statistics, reports and graphs to circulate quantitative information to all departments.

Analyzing data sets and presenting results in an easily readable format.

Interpret available data to identify significant trends in operational statistics and prepare conclusions and forecasts based on those trends.

Use a variety of database software techniques to produce various media tools such as: reports, charts, graphs, lists, labels, memos, etc

Recommend and/or identify key business metrics.  

Create or update reporting presentations and other documentation.

Documentation and Technical Writing

Assist in designing, documenting, programming and standardizing processes and reports.

Participate in quality assurance of measures including test case creation, SQL code review, independent results validation, and pulling sample cases from member data to support User Acceptance Testing.

Audit processes to ensure adherence to defined policies, processes, and procedures; generate formal report of audit findings.

Create or update documentation including policies, data flows, methods and procedures and other documentation as required.

Data Management and Data Integrity

Manipulating large data files using SQL, MS Query and MS Excel including pivoting capabilities and creating macros.

Ability to handle large data sets while maintaining database integrity.

Creating and scheduling targeted reports, data collection jobs, integration(s), and secure transfers of data.

May code new or modified programs, reuse existing code through the use of program development software alternatives and/or integrate purchased solutions.

Document, test, implement and provide on-going support for the application(s).

Assure validity by checking data accuracy, applying reasonability checks, and maintaining audit trails.

EDUCATION and/or EXPERIENCE:

BS in Computer Science or comparable accredited program with a quantitative emphasis or equivalent experience.

Experience with validating data from various data sources; flat files and relational databases (often in the same project).

Experience in data mining or profiling using query tools such as SQL, Excel, etc.

Experience with stdin/stdout and/or Batch Scripting a plus.

Some Familiarity with Unix environment a plus.

Experience with Symitar PowerOn (formerly RepGen) a plus.

 

*ONLY FULLY COMPLETED APLICATIONS WILL BE CONSIDERED*

**SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED**

SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER  (EOE)


Loan Operations Manager

40 Hours a week
Mon - Fri 8AM - 5PM
McLeod Office
4221 McLeod
Las Vegas, NV 89121

SUMMARY:

The Manager, Loan Operations manages the department staff in making credit decisions on new loan requests; in adherence to credit union’s loan policies, operating guidelines and operating procedures; ensuring timely disclosure, decisioning, processing, and funding of residential and non-residential consumer loans. This position is also responsible for ensuring the most efficient use of workflows and technology to reduce operational costs and to ensure strict compliance with state and federal consumer regulations.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  Other duties may be assigned.

  • Ensure a harmonious relationship exists within and between the department operations staff, the department sales staff, the branch staff, other departments within the credit union, and with approved credit union service providers.
  • Ensures that the department operations staff is trained, tracked and is working at all times with a sense of urgency in meeting and exceeding service level expectation of 90% for loan requests as follows:
  • Non-residential real estate (auto loans, signature loans, credit cards, etc.) loans closed      within two business days.
  • Residential real estate junior lien loans closed within 5 business days.
  • Residential real estate senior lien loans closed within 20 business days.
  • Ensures that negative credit decisions receive an accurate adverse action notice delivery within 24 hours of a credit decision.
  • Ensures that closed loan files receive a timely quality control review and are delivered in a timely manner to the credit union’s Manager, Loan Servicing or, with respect to secondary market residential real estate loans, to an applicable approved secondary market investors 
  • Works to ensure a model operation and accuracy exists for the processing, approval, closing and funding of loan requests.
  • Oversees the collection of data and preparation of daily, weekly and monthly department reports.  Prepares and reviews a weekly report of all lending activity indicating trends, opportunities, strengths, and weaknesses with the Director, Loan Operations.
  • Works with the Director, Loan Operations and the department’s Technology Administrator to ensure the full use of department technology platforms and the collection of all loan-level attributes to assist with credit risk monitoring and reporting capabilities.
  • Works with the Director, Loan Operations to ensure efficient use of department personnel and the improvement of workflows to ensure regulatory compliance with all aspects of lending operations.
  • Write and administer department staff performance reviews, make salary adjustment recommendations for staff to theLoan Operations Director, and maintain attendance records.
  • Performs ancillary duties as assigned at a high level.

PERFORMANCE STANDARDS:    

Demonstrate good working habits, skills, and setting of proper examples for other employees with the loan operations department and the credit union. This manager is responsible for the accuracy in documentation ‑‑ from receipt of the application to post closing documentation and selling and/or delivery to the secondary market and/or servicing ‑‑ and following established policies, practices, and procedures for lending operations.  Must demonstrate the ability to oversee and improve the processing of consumer residential real estate and non-residential loans in a timely manner.

QUALIFICATION REQUIREMENTS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.  The requirements listed below are representative of the knowledge, skill, and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE:

A Bachelors degree, or three to four years related experience and/or training, or equivalent combination of education and experience with a larger credit union, bank, or Savings and Loan.  A minimum of three years related experience and/or training in real estate lending; or equivalent combination of education and experience in a related field.

 

 

 

*ONLY FULLY COMPLETED APPLICATION WILL BE CONSIDERED*

** "SEE RESUME" ON APPLICATIONS WILL NOT BE CONSIDERED**

SSSCU IS AN EQUAL OPPORTUNITY EMPLOYER


Member Service Rep II - Durango Branch

40 HRS PER WEEK

Mon- Sat (various)

DURANGO BRANCH

4055 S Durango Dr

Las Vegas NV   89147

SUMMARY

Responsible for presenting and explaining credit union products and services to members and assisting them to utilize these products and services.  Assist members in resolving account related problems by recommending solutions that will meet and/or exceed their requests.  Build member relationship through proactively identifying additional products and services that will aid the member in achieving their financial goals.  Communicate effectively with prospective and current members and to represent the credit union in a positive and professional manner.  Provide highest level of caring, personalized service and quality products, while staying abreast of members’ needs and expectations.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  Other duties may be assigned.

In accordance with prescribed methods and operating policies and established practice, the Member Service Representative II

Greets and interviews members to determine financial needs.  Suggests and explains appropriate deposits, lending and investment products.  Describes and recommends suitable insurance products and automated services.  Directs members to appropriate staff member or department

Processes a variety of financial transactions for members including the opening and closing of accounts, issuing checks, processing deposits and withdrawals from accounts, filing insurance claims, issuing certificates, drafts and other negotiable instruments.

Responds and researches member inquiries regarding the operation of accounts, access to services, resolving account discrepancies, balancing and reconciling, adding or reducing service features on various accounts, and assisting members to make the most effective use of automated services. 

Explains the features and benefits of credit union electronic services and approves applications.  (Debit Card, Voice Response, Online Bill Pay, Online Banking, Direct Deposit, ACH Debit/Credit and Payroll Deduction)

Performs clerical duties such as photocopying, faxing, processing incoming and out going mail, filing and notary services.

May perform Senior Member Service Representative duties as required in their absence.

Performs all lending functions as required at the branch level. 

Assists in training new Member Service Representative in all financial service transactions and procedures.

Performs various duties to provide members Safe Deposit services. 

Meet and/or exceed assigned goals.

Follow established credit union policies and procedures, government rules and   regulations, and visitor and security guidelines.

Performs other duties as assigned.

EDUCATION and/or EXPERIENCE: 

High school diploma or general education degree (GED); and a minimum of one year related experience and/or training; or equivalent combination of education and related experience.  Thorough knowledge of credit union's computer system for performing basic input/output tasks including Word and Excel desired.

*ONLY A FULLY COMPLETED APPLICATION WILL BE CONSIDERED*

** "SEE RESUME" ON APPLICATION WILL NOT BE CONSIDERED**

Silver State Schools Credit Union is an Equal Opportunity Employer (EOE)

 


Mortgage Loan Originator

40 Hours 

Mon-Fri 

9am-5pm

McLeod Office

4221 McLeod Dr. 

Las Vegas, NV 89121

SUMMARY:

The primary responsibility for a Mortgage Loan Originator is to quickly define potential borrower wants and needs that conform to credit union and/or secondary market conventional and government mortgage loan underwriting guidelines while developing potential loan applications that are be originated through external referral sources for non-members, who are eligible for membership with the credit union, and generating repeat and referral mortgage loan opportunities, from closed loans, by providing timely assistance, prudent loan advice and exceptional service.

Secondarily a Mortgage Loan Originator is to quickly define potential borrower wants and needs that conform to secondary market conventional and government mortgage loan underwriting guidelines to existing members who have expressed an interest in obtaining a mortgage loan, when assigned responsibility for an internal application, and providing timely assistance, prudent loan advice and exceptional service that will lead to repeat and referral mortgage loan opportunities.

 

ESSENTIAL DUTIES include the following. 

Maintain a subject matter expertise of current credit union and/or secondary market conventional and government mortgage loan programs and underwriting guidelines.

Maintain a subject matter expertise of regulatory required mortgage loan disclosures and daily or intra-daily mortgage loan rates and fees.

Direct borrowers to apply online for a mortgage loan application or in the alternative input mortgage loan applications, from a face to face or telephonic conversation, into an approved online application system a timely manner. For face to face applications complete section X of the residential loan application (INFORMATION FOR GOVERNMENT MONITORING PURPOSES), when not completed by the borrower or when a borrower indicates they do not wish to furnish the information, with a visual estimation of the required information.  

For loan applications where a subject property has been indentified, obtain an initial automated underwriting analysis for a completed loan application and analyze an applicant’s ability to qualify for their loan request, what supporting documentation will be required and ascertain a reasonable estimated closing date for the loan. If it is apparent that the applicant(s) do not qualify for their loan request timely notify an assigned Loan Coordinator that the application must be denied.

Ensure that correctly completed regulatory required initial mortgage loan disclosures are delivered to the loan applicant(s) within 3 business days of application and that the loan application file correctly shows the method of delivery and date of delivery.

Set reasonable expectation with applicants on the estimated time to complete a loan request, of required supporting documentation for the loan request to support underwriting requirements, and maintain active communication with applicant(s) throughout the processing of the loan. If it is apparent at anytime during the processing of the loan application that the applicant(s) no longer qualify for their loan request timely notify an assigned Loan Coordinator that the application must be denied.

Set reasonable expectations with interested parties (realtors, down-payment assistance programs, etc.) on the estimated time to complete a loan request and maintain active communication with interested parties throughout the processing of the loan.

Timely notate the lending technology platform of all conversations with applicant(s) and interested parties throughout the processing of a loan request.

Obtain from applicants all required supporting documentation, preferably in an electronic storable copy, review supporting documentation to ascertain its validity in meeting underwriting requirements and deliver the loan application and required supporting documentation to an assigned Mortgage Loan Coordinator within 5 business days of application.

For loan applications where a subject property has not been identified (subject property to be determined on a purchase transaction) preliminarily ascertain the applicant’s ability to qualify for a mortgage loan. If a credit report has been requested and an automated underwriting analysis has been completed maintain repeated timely contact with the applicant(s) to ensure that they are still interested in completing a loan request. When it is determined that the applicant(s) no longer wish to continue with their loan request ensure that the application is withdrawn or canceled.

Ensure compliance with all board policies, residential lending operating guidelines, and lending updates.

Contribute to the development and refinement of the credit union’s lending vision and strategy working in a team environment focused on member service and closing quality loans in a timely manner.

Other duties as assigned.

 

EDUCATION and/or EXPERIENCE:

An Associates or Bachelor degree is preferred with a minimum of three years related experience and/or training in real estate lending; or equivalent combination of education and experience in a related field.

 

CERTIFICATES, LICENSES, REGISTRATIONS:

Must have or obtain any license, certificates or registration as required by state or federal agencies that are presently required or may be required in the future.

 

 

*ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED*

*SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED*

SSSCU IS AN EQUAL OPPORTUNITY EMPLOYER 


Copyright © 2015 Silver State Schools Credit Union. All rights reserved.